Recipient’s full legal name  

Bank name and address  

Routing number (ABA for domestic wires)  

SWIFT/BIC code (for international wires)  

Account number  

Domestic wires typically process same business day if submitted before the cutoff (usually early afternoon ET).  

International wires may take 1–3 business days, depending on intermediary banks.  

Bank Name: Charles Schwab Bank  

Routing Number: Typically a 9-digit ABA code  

Account Number: Your Schwab brokerage or bank account number  

Account Name: Must match exactly  

SWIFT Code: Required for cross-border transfers  

Bank Address: Schwab’s official banking address  

Intermediary Bank (if required)  

Always ensure exact name matching to avoid rejections.  

Include reference notes if needed for identification.  

Confirm whether intermediary banks charge additional fees.  

Same day for domestic transfers  

Within 1–2 business days for international transfers  

Domestic outgoing wires may incur a fixed fee  

International wires often include currency conversion margins  

Schwab often provides free incoming domestic wires  

International wires may involve intermediary deductions