How to Withdraw Money from Robinhood (Step-by-Step Guide for 2026)

Withdrawing money from Robinhood is easy once you understand how the process works behind the scenes. Many users get stuck not because the steps are complicated, but because of unsettled funds, waiting periods, or withdrawal limits.

This guide explains how to withdraw money from Robinhood, how long it takes, what fees apply, and what to do if your withdrawal is pending or delayed.

What Does It Mean to Withdraw Money from Robinhood?

When you withdraw money from Robinhood, you’re transferring available cash from your brokerage account to a linked bank account. Any money you earn from selling stocks, ETFs, or crypto first appears as brokerage cash and must be manually withdrawn.

Robinhood does not automatically send money to your bank — you have to initiate the withdrawal yourself.

How to Withdraw Money from Robinhood (Step-by-Step)

You can withdraw money using either the mobile app or the desktop website.

Withdraw Money Using the Robinhood App

1. Open the Robinhood app and tap the Account icon.
   
   

2. Tap Menu, then select Transfers.
   
   

3. Choose Withdraw.
   
   

4. Enter the amount you want to withdraw.
   
   

5. Select your linked bank account.
   
   

6. Choose standard or instant transfer (if available).
   
   

7. Review the details and confirm.
   
   

Withdraw Money Using the Robinhood Website

1. Log in to your Robinhood account on a browser.
   
   

2. Click Account and go to Transfers.
   
   

3. Select Transfer money.
   
   

4. Enter the withdrawal amount.
   
   

5. Choose your bank account and confirm.
   
   

Once submitted, you can track the withdrawal status directly from your account.

How Long Does It Take to Withdraw Money from Robinhood?

The withdrawal time depends on two factors: fund settlement and transfer type.

• Standard bank transfer: 1–5 business days
  
  

• Instant transfer: Same day or within minutes (if eligible)
  
  

Weekends and bank holidays can extend processing times, even if you submit the request earlier.

Standard vs Instant Withdrawal: Which Is Better?

Robinhood offers two withdrawal options:

Standard Withdrawal (ACH)

• Free of charge
  
  

• Takes 1–5 business days
  
  

• Best option for most users
  
  

Instant Withdrawal

• Fee of about 1.75% (minimum $1, maximum $150)
  
  

• Money arrives much faster
  
  

• Lower daily limits apply
  
  

If speed isn’t critical, standard withdrawals save you money in the long run.

Why Is My Robinhood Withdrawal Pending?

A pending withdrawal usually means one of the following:

Funds Are Not Settled

After selling stocks or ETFs, your money must settle, which usually takes 1–2 business days, before it becomes withdrawable.

Bank Account Not Verified

If your bank account is new or not fully verified, Robinhood may temporarily block withdrawals.

Withdrawal Limits or Security Holds

Robinhood may apply temporary restrictions to protect your account from fraud.

Checking your withdrawable cash balance will show how much you can currently withdraw.

How Much Money Can You Withdraw from Robinhood?

Robinhood applies daily withdrawal limits that vary by account type and transfer method.

• Standard withdrawals generally allow higher limits
  
  

• Instant withdrawals have lower daily caps
  
  

• Limits reset every business day
  
  

Most users can withdraw large amounts using standard transfers without issues.

Does Robinhood Charge Fees for Withdrawals?

• Standard withdrawals: Free
  
  

• Instant withdrawals: Around 1.75% fee
  
  

There are no hidden charges for standard withdrawals, making them the preferred choice for long-term investors.

Can You Withdraw Money from Robinhood Without Selling Stocks?

No. You must first sell your stocks or assets and wait for the funds to settle. Only settled cash can be withdrawn to your bank account.

Why Can’t I Withdraw All My Money from Robinhood?

You may not be able to withdraw all your funds due to:

• Unsettled trades
  
  

• Pending deposits
  
  

• Margin requirements (if applicable)
  
  

• Account restrictions
  
  

Only the amount listed as withdrawable cash is eligible.

How to Check Your Withdrawable Cash in Robinhood

You can view your withdrawable balance by:

• Opening the app
  
  

• Going to Transfers
  
  

• Checking the Withdrawable Cash section
  
  

This number updates automatically as funds settle.

Tips to Avoid Robinhood Withdrawal Problems

• Wait for trades to fully settle
  
  

• Verify your bank account early
  
  

• Avoid withdrawals late on Fridays
  
  

• Use standard transfers to avoid fees
  
  

• Double-check bank details before confirming
  
  

These small steps help prevent delays and failed transfers.

Is It Safe to Withdraw Money from Robinhood?

Yes. Robinhood uses bank-level encryption and security systems. As long as you use a verified bank account and enable account protection features, withdrawals are safe.

Final Thoughts

Withdrawing money from Robinhood is straightforward once you understand settlement periods, transfer options, and limits. For most users, standard withdrawals are free, reliable, and sufficient. Instant withdrawals are helpful when time matters but come at a cost.

By planning ahead and checking your withdrawable cash, you can move money out of Robinhood smoothly and without stress.